About Home Loan

Make your dream home a reality with our flexible home loan solutions. We offer competitive rates, quick approvals, and personalized service to make your home buying journey smooth and stress-free.

Our home loans come with attractive interest rates starting from 8.40% p.a. with flexible repayment tenures up to 30 years. Whether you're buying a new home, constructing, or renovating, we have the perfect solution for you.

Enjoy benefits like doorstep service, minimal documentation, and dedicated relationship managers. Our digital process ensures quick approvals so you can focus on what matters most - your new home.


With tax benefits on both principal and interest payments under Section 80C and 24B of the Income Tax Act, a home loan is not just a necessity but a smart financial decision.

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Tailored Home Loan Solutions

We offer specialized home loan products designed for every need and every dream.

New Home Loan

Purchase your dream home with our competitive interest rates starting from 8.40% p.a. Enjoy quick online approvals, flexible EMI options, and repayment tenures up to 30 years. Special women borrower discounts available.

Home Conversion Loan

Already have a home loan? Switch to us for better rates and terms. We offer top-up loans on your existing property, balance transfer facilities, and reduced EMIs through extended repayment periods.

Land Purchase Loan

Secure financing for your residential plot purchase with attractive interest rates. We offer loans up to 75% of the property value with flexible repayment options tailored to your financial situation.

Home Renovation Loan

Transform your existing home with our renovation loans. Get funds for repairs, extensions, or interior work at competitive rates. Quick approvals with minimal documentation requirements.

Interest Rates Starting at 8.40%*

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Why Choose Our Home Loans?

We offer unique benefits that make us the preferred choice for home buyers

Salaried & Self Employed

Customized solutions for both salaried individuals and self-employed professionals. Quick approvals with doorstep document collection service.

Special Agriculturist Loans

Tailored products for farmers with repayment schedules aligned with harvest cycles. Competitive rates with complete transparency.

NRI Home Loans

Dedicated solutions for NRIs with attractive interest rates. Easy documentation with repayment in foreign currency options.

No Prepayment Penalty

Prepay your loan anytime without heavy penalties. Save on interest by making partial prepayments when you have surplus funds.

Home Loan Eligibility

Our simple eligibility criteria makes it easy for you to qualify for a home loan

Age

Minimum: 21 years | Maximum at loan maturity: 60 years (65 years for professionals)

Income

Minimum Net Monthly Income: ₹25,000 for salaried | ₹3 lakhs annual income for self-employed

Credit Score

Minimum CIBIL score of 650. Higher scores qualify for better interest rates.

*Loan amount up to ₹10 crores available | 80% of property value for loans up to ₹30 lakhs

Frequently Asked Questions

Find answers to common questions about our home loan products

We offer home loans up to ₹10 crores depending on your income, property value, and repayment capacity. For properties in metro cities, we finance up to 75-80% of the property value. For non-metro locations, the funding is up to 70-75% of property value.

Key documents include:

  • Identity proof (PAN Card, Aadhaar, Passport)
  • Address proof (Utility bills, Aadhaar)
  • Income proof (Salary slips, bank statements, IT returns)
  • Property documents (Sale agreement, title deeds)
  • Photographs

We have a minimal documentation policy and our representative will guide you through the exact requirements based on your profile.

For complete applications with all documents, we provide:

  • In-principle approval within 24 hours
  • Final approval within 3-5 working days
  • Disbursement within 7 days of approval

Our digital processing ensures fastest approvals in the industry. You can track your application status online through our customer portal.

Our current interest rates start from 8.40% p.a. for women borrowers and 8.50% p.a. for others. Rates vary based on:

  • Loan amount
  • Tenure
  • Customer profile (CIBIL score, income stability)
  • Property location

Contact our loan advisors for a personalized rate quote based on your specific requirements.

Get Your Home Loan Quote

Begin your home loan journey with us today. Fill in your details and we'll contact you with a customized offer.

Your financial freedom starts here!
This won't take long...
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