With education costs rising globally, deferred payment options are becoming essential for students. Here's how to leverage "learn now, pay later" programs effectively.
| Option | Pros | Cons |
|---|---|---|
| ISAs | Payments scale with income | Total cost can be higher |
| Deferred Tuition | No upfront costs | May limit school choice |
"Education financing should align with career potential. Tech bootcamp ISAs often offer better terms than traditional degrees due to higher placement rates."
- Dr. Anika Patel, Education Economist
Landed ₹12LPA job with ISA repayment at 10% for 3 years
Deferred payments until 6 months post-graduation
Negotiate ISA percentages or repayment terms - many programs have flexibility not advertised upfront.
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