A Loan Against Property (LAP) allows you to leverage your property's value to secure funds while retaining ownership. Get substantial financing at competitive interest rates for business expansion, education, medical emergencies, or other financial needs.
Whether you need funds for business growth, debt consolidation, or major expenses, our Loan Against Property offers higher loan amounts with longer repayment tenures compared to unsecured loans.
Continue to use your residential or commercial property while accessing its value through our flexible loan solutions, tailored to meet your specific financial requirements.
Our transparent process ensures you get the best value for your property with minimal documentation and quick disbursal.
Apply for loanUnlock the value of your property for diverse financial requirements.
Leverage your home's value for personal or business needs while continuing to live in it. Get up to 60-70% of your property's market value with flexible repayment options.
Use your office, shop, or industrial property as collateral for business expansion, working capital, or other financial needs while retaining property ownership.
Get financing against your vacant residential or commercial plot for construction or other financial requirements with competitive interest rates.
Access funds based on future rental income from your leased commercial or residential property without selling the asset.
Competitive financial solutions that make your property work for you.
We offer property loans to individuals and businesses with clear property titles across India.
Must be the legal owner of residential or commercial property with clear title
Applicant age: 21-70 years (co-applicant can extend maximum age limit)
Stable income source with repayment capacity (minimum varies by location)
If you have a question that deals with clients, customers or the public in general, there is bound to be a need for the FAQ page.
You'll need property documents (title deed, approved plans, NOC if applicable), income proof (salary slips/bank statements/IT returns), KYC documents, and existing loan details. The exact requirements depend on property type and location.
After document submission, approval typically takes 7-10 working days including property valuation. Disbursement occurs within 3-5 days after approval and completion of legal formalities.
Processing may take longer for properties requiring additional legal verification.
Yes, loans are available on jointly owned properties with these conditions:
Typically 60-70% of the property's current market value for residential properties, and 50-60% for commercial properties. The exact loan-to-value ratio depends on property location, type, and your repayment capacity. We determine the final amount after professional valuation.
Now apply for a Loan Against Property online. All you need to do is provide your details and property information in the application form below.
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