A personal loan is the perfect solution when you need funds for life's important moments - whether it's covering medical expenses, financing your dream wedding, planning an international vacation, or investing in your child's education.
With competitive interest rates and flexible repayment terms, our personal loans give you the financial freedom to achieve your goals without draining your savings. Quick approval and minimal documentation make the process hassle-free.
Whether you're a salaried professional or self-employed, we offer customized loan solutions tailored to your specific requirements and repayment capacity. No collateral needed for loans up to ₹25 lakhs.
Our digital application process ensures you get instant approval and quick disbursal, often within 24 hours of document verification. Enjoy complete transparency with no hidden charges.
Apply for loanWe offer specialized personal loan products designed for your specific financial needs.
Cover unexpected hospital bills, surgeries, or medical treatments without financial stress. Our medical loans offer quick disbursal with flexible repayment options during your recovery period.
Finance your dream wedding without compromising on your plans. From venue bookings to catering and jewelry, our wedding loans cover all expenses with special seasonal offers.
Turn your international travel dreams into reality. Our travel loans cover flight tickets, hotel bookings, visa fees, and foreign currency requirements with attractive forex rates.
Invest in your child's future with our education loans that cover tuition fees, accommodation, study materials, and other academic expenses for domestic and international institutions.
Experience banking that puts your needs first with these exceptional features.
Simple requirements to help you qualify for a personal loan quickly.
Applicants must be between 21-58 years (salaried) or 25-65 years (self-employed) at loan maturity
Minimum monthly income of ₹25,000 for salaried individuals and ₹3 lakhs annual income for self-employed
Minimum 2 years of total work experience with at least 1 year in current organization/ business
Find answers to common questions about personal loans.
Yes, you can prepay your personal loan after 6 EMI payments. A nominal prepayment charge of 2-5% may apply depending on your loan tenure and remaining amount. Partial prepayments are also allowed to reduce your EMI burden.
For salaried individuals: KYC documents, salary slips, bank statements, and employment proof. For self-employed: KYC documents, business proof, IT returns for 2 years, and business bank statements. The complete checklist will be provided based on your profile during application.
EMI (Equated Monthly Installment) is calculated using the formula: [P x R x (1+R)^N]/[(1+R)^N-1] where P=Principal, R=Monthly Interest Rate, N=Tenure in months. You can use our online EMI calculator to estimate your monthly payments based on loan amount, tenure and interest rate.
Key factors affecting EMI:
The maximum loan amount depends on your income, existing obligations, credit score and repayment capacity. Generally, we offer up to 18 times your monthly income for salaried individuals and up to ₹25 lakhs for self-employed professionals. Higher amounts may be considered for customers with excellent credit history.
Begin your personal loan journey with our simple 3-step application process.
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